Terms of Service

Last updated: April 3, 2026

1. Acceptance of Terms

By accessing and using Age Wise Index™ ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Age Wise Index™ is a professional screening tool designed for real estate professionals to evaluate properties based on features that support independent living and aging in place. The Service provides:

3. Professional Use Only

This Service is intended solely for use by qualified professionals working with seniors, downsizers, individuals planning to age in place, families helping to navigate these housing transitions, but not limited to licensed real estate professionals. By subscribing, you represent and warrant that you are acting within the scope of your professional practice.

4. User Accounts

To use the Service, you must create an account with accurate professional information. You are responsible for:

5. Limitations and Disclaimers

⚠ Important Professional Disclaimer

The Independent Living Score is a general screening tool and does NOT constitute:

Scores are based on professional observations and judgment and are subject to interpretation. Users are solely responsible for verifying all property features independently.

6. Intellectual Property

Age Wise Index™, the Independent Living Score methodology, and all related trademarks, logos, and content are the intellectual property of Raeven Logic Systems Inc. You may not:

7. User Content and Data

You retain ownership of all property data, assessments, and reports you create using the Service. By using the Service, you grant us a limited license to:

We will never sell your individual data or share it with third parties without your explicit consent.

8. Prohibited Uses

You agree NOT to:

9. Subscription and Payment Terms

Age Wise Index™ operates on a subscription basis with monthly or annual billing cycles.

Cancellation Policy

You may cancel your subscription at any time through your Stripe customer portal. Upon cancellation, your subscription will remain active until the end of your current billing period (end of the month for monthly plans, end of the year for annual plans). No refunds will be provided for partial billing periods.

Refund Policy

All sales are final. We do not offer refunds. You retain full access to the Service until the end of your paid subscription period, even after cancellation.

10. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason at our sole discretion. You may terminate your account by contacting support. Subscription cancellations can be managed through your Stripe customer portal.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Age Wise Index™ and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email or through the Service. Your continued use of the Service after changes constitutes acceptance of the updated Terms.

13. Contact Information

For questions about these Terms, please contact us through the Help page or at [email protected]

14. Governing Law and Jurisdiction

NEW — April 3, 2026

These Terms of Service are governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of the Province of Alberta, Canada. If you are accessing the Service from outside Canada, you agree to submit to the jurisdiction of the Alberta courts for the resolution of any disputes.

Nothing in this clause limits our right to seek injunctive or other equitable relief in any jurisdiction where necessary to protect our intel